Yes, you do! Especially Emergency Medical Travel Insurance.
Whether you are a Canadian travelling abroad, an International Student, Foreign Worker or Visitor to Canada you must ask yourself how would pay for medical care in case you have a medical emergency.
An accident or illness can happen to anyone—young or old, healthy or not—and things get a lot worse when you are away from home. Without proper coverage you (or your family) could be responsible for hundreds or thousands of dollars in medical bills.
A well-selected Emergency Medical Travel Insurance will not only cover the medical expenses due to an emergency, but will also pay for a family member to come to your bedside (if medically necessary), or for the costs to take you back home, just to mention a few benefits. They will also assist you and your family with translation, information about specific paperwork and many other details that can get really complicated when a medical emergency occurs.