Travel Insurance covers the expenses you incurr if you need emergency medical attention while you are out of your country or province of residence.
A medical emergency is an unforeseen accident, injury or illness that puts life or health at risk and requires immediate medical attention; it can cover for medical emergencies related to a pre-existing medical condition.
Travel Insurance will also cover for Trip Cancellation or Interruption of your travel plans, lost or stolen baggage and other expenses you can incur due to unexpected events you encounter while travelling.
TIP ! Shopping for travel insurance online can be tricky, too many options! An insurance policy is a legal contract and you must be aware of what you are agreeing to. If you have any doubts, ask an expert. Call or email me to get advice or get a free quote.
CANADIANS TRAVELLER
Provincial coverage only pays a small portion of your medical bills out of country. Whether you spend months travelling or just cross the border occasionally, there is a Travel insurance plan that will fit your travel needs.
If you are a permanent resident or a Canadian citizen covered by a provincial health insurance plan you qualify for this Travel Insurance whether you travel for work or just for the fun of it.
INTERNATIONAL STUDENT
You can purchase international student travel insurance if you are enrolled in a school, college or university in Canada, coming from abroad, or a Canadian studying in another province or country.
The International Student Travel Insurance coverage is specially designed to cover long periods out of your country of residence with a convenient 2 million CAD of coverage that includes tutorial services if you miss classes due to a medical emergency, eye exam, an annual medical check-up and much more!
VISITORS TO CANADA
If you are coming to Canada as a tourist, visiting friends or family, a foreign worker, refugee or a returning Canadian not covered by a provincial health plan, you should get Visitors to Canada Travel insurance.
Coverage includes dentist’s fees in case of an accident, fractures, and even covers you for side trips outside Canada.