Hello, my name is Lucy!

I am a certified Accident and Sickness Insurance Representative licensed in the provinces of Quebec and Ontario, and a travel insurance expert advisor.

I started my career as an LIA (licensed insurance advisor) at the customer service department of a major Canadian travel insurance company.

Three years later, I decided to start my own practice as an independent agent and consultant serving private clients and helping brokers grow their own travel insurance business.

With more than 7 years of experience selling travel insurance exclusively, I have come to know the different products in the market place and, more importantly, the specific underwriting rules of major companies in Canada.

I have served hundreds of clients ranging from snow-birds and seniors with pre-existing conditions, to international students, immigrants, foreign workers and tourists.

I believe travel insurance deserves its own place in the insurance industry as a complex and specialized product, the same way Life, Home or Auto insurance does.

I created this website with the purpose of sharing my knowledge, educating the public and helping travellers make informed decisions about travel insurance.

Browse the content to find some very useful information, get an easy quote and click to purchase your travel insurance and, by all means, contact me if you have any questions, I’ll be more than happy to help!

Contact me on Social Media:

@lucypatinor ,  Lucy Patino Seguros Canadá  or  WhatsApp https://wa.me/message/34XA7REBA2IXI1 

Top Insurance
Valuable Information
Great Coverage
Expert Advice

Select the insurance that is right for you


Provincial coverage only pays a small portion of your medical bills out of country. Whether you spend months travelling or you  just cross the border occasionally, there is a Travel insurance plan that will fit your travel needs


Travel insurance is a must for anyone coming to Canada as a tourist, a foreign worker, an immigrant, to visit family, or even for a returning Canadian with no provincial coverage. Visitors to Canada Travel Insurance lets you select the sum insured you’ll need to cover for a medical emergency while in Canada along with other benefits you won’t find in credit card or other insurance products.


This is Travel Insurance specially designed to cover long periods out of your country of residence (Canada or other) while you are enrolled in a school as a full-time student.

International Student Travel Insurance offers you coverage even after graduation so you can  travel and celebrate!

The WeKTI way

We know travel insurance and we want to share our knowledge with you!

Eligibility, exclusions, plans, benefits, etc., it will all make sense once we explain it in plain English.

The WekTI way is the easy way to understand the terms and conditions that govern your Travel Insurance policy, the plans you can choose and a lot of the technicalities that can make Travel Insurance difficult to understand.

We have selected the most important pieces of information you need to know to become a more informed customer and a savvy shopper.

Of course, we will always be here to assist you and answer your questions.

So go ahead and learn more about Travel Insurance the WeKTI way!

Travel Insurance


Emergency Medical Travel Insurance is THE plan you want to purchase when travelling out of country. This is Travel Insurance plan that will cover doctor’s fees and hospital bills, ambulance services, repatriation and other expenses involving a medical emergency away from home.


Non-medical Travel Insurance plans are basically Trip Cancellation/Interruption and Accidental Death and Dismemberment (or AD&D). The first one will cover the money you spend on airfare, concert tickets, a cruise or other pre-paid travel expenses that you would definitely loose if you had to cancel or interrupt your trip. AD&D is a bit like a “mini” life insurance.


Optional Travel Insurance is coverage added to a basic medical or non-medical plan. You will normally find as Optional coverage baggage, car rental protection, assistance and even coverage for special sports activities. Optional Travel Insurance coverage is a great way to get a more comprehensive coverage on your Travel Insurance Policy.

Good insurance starts with a good agent