Supplemental Health Insurance
Cover what your provincial plan does not include: dental, physiotherapy, naturopathy and more.
Protect your health beyond the public system
Supplemental health insurance allows you to access medical, dental and therapeutic services not covered by the provincial healthcare system. This includes physiotherapy, chiropractic care, semi-private hospital rooms and more.
Unlike employer group insurance plans, a private plan gives you full control over your coverage and continuity, even if you change jobs or retire.
Who benefits from this insurance?
- Self-employed or independent workers
- People without group insurance or who have lost it
- Small business owners and entrepreneurs
- Retirees or people in career transition
- Students and newcomers to Canada (with SIN)
- Individuals with pre-existing conditions or under medical evaluation
Your health, always protected
SUPPLEMENTAL HEALTH INSURANCE
MAIN BENEFITS
Consultations with specialists: physiotherapists, chiropractors, naturopaths, osteopaths, acupuncturists, etc.
Dental services: cleanings, fillings, extractions and orthodontics (depending on the plan)
Prescription drugs outside of hospitalization
Semi-private hospital room coverage
Laboratory tests, X-rays and diagnostic services
Medical assistance and access to telemedicine
FREQUENTLY ASKED QUESTIONS
SUPPLEMENTAL HEALTH INSURANCE
What is the difference between public and supplemental insurance?
Provincial public insurance covers basic care such as medical consultations and hospitalization. Supplemental insurance covers additional services such as physiotherapy, certain dental care or prescription medication outside hospitals.
What are the requirements to purchase it?
• Be a Canadian resident covered by the provincial healthcare plan.
• Health statement (according to age and chosen plan)
• Medical health questionaire (when applicable).
Can I have it even if I already have group insurance?
Yes, you can keep both. If you leave your job, you keep your private coverage as long as you continue to pay the premiums.
Can I include my family?
Yes, there are family plans available that cover your spouse and children.
YOUR HEALTH DESERVES PROTECTION!
Confianza que se construye con cuidado
Más de una década ayudando a personas y familias a proteger su salud y bienestar financiero
Publié sur Google Olga Canelas29/10/2025Trustindex vérifie que la source originale de l'avis est Google.
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TIPS ON HOW TO KEEP YOUR FINANCES HEALTHY
- Financial security
- The 3 mistakes that keep you from achieving financial stability (and how to avoid them)
- Saving and investing
- TFSA, RRSP or FHSA: Choose the best account to grow your money in Canada
- Financial security
- Life, Disability or Critical Illness Insurance: Which One Do You Really Need?
