Supplemental Health Insurance
Cover what your provincial plan does not include: dental, physiotherapy, naturopathy and more.
Protect your health beyond the public system
Supplemental health insurance allows you to access medical, dental and therapeutic services not covered by the public healthcare system in Quebec or other provinces. This includes physiotherapy, chiropractic care, dental services, semi-private hospital rooms and more.
Unlike employer group insurance plans, a private plan gives you full control over your coverage and continuity, even if you change jobs or retire.
In addition, some plans allow you to temporarily pause your coverage while you have group insurance and reactivate it later without losing your accumulated benefits.
Who benefits from this insurance?
- Self-employed or independent workers
- People without group insurance or who have lost it
- Small business owners and entrepreneurs
- Retirees or people in career transition
- Students and newcomers to Canada
- Individuals with pre-existing conditions or under medical evaluation
Your health, always protected
MAIN COVERAGES OF SUPPLEMENTAL HEALTH INSURANCE:
Consultations with specialists: physiotherapists, chiropractors, naturopaths, osteopaths, acupuncturists, etc.
Dental services: cleanings, fillings, extractions and orthodontics (depending on the plan)
Prescription drugs outside of hospitalization
Semi-private hospital room coverage
Laboratory tests, X-rays and diagnostic services
Medical assistance and access to telemedicine
FREQUENTLY ASKED QUESTIONS ABOUT SUPPLEMENTAL HEALTH INSURANCE
What is the difference between public and supplemental insurance?
Provincial public insurance covers basic care such as medical consultations and hospitalization. Supplemental insurance covers additional services such as physiotherapy, dental care or prescription medication outside hospitals.
What are the requirements to purchase it?
- Valid ID or passport.
- Legal residence in Quebec or another Canadian province.
- Simple medical declaration (depending on age or chosen plan).
Can I have it even if I already have group insurance?
Yes, you can keep both. You may also pause your private coverage while using group insurance and reactivate it when needed.
Can I include my family?
Yes, there are family plans available that cover your spouse and children, including newborns.
YOUR HEALTH DESERVES PROTECTION.
CHOOSE THE PLAN THAT BEST FITS YOUR NEEDS AND ACCESS PRIVATE MEDICAL CARE WHEN YOU NEED IT MOST.
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Más de una década ayudando a personas y familias a proteger su salud y bienestar financiero
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